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Funeral Insurance Coverage
Funeral Insurance is a designed to cover and lesson your loved ones burden on the costs when you pass away.
What is Funeral Insurance?
Funeral Insurance is a family planning tool designed to protect and benefit your loved ones when you pass away. When an individual passes, a family is faced with a great deal of work and numerous bills and expenses. These sudden expenses can be very difficult and stressful for a family to coordinate and take care of, especially when the family is at the early stage of emotionally dealing with the loss
What are the final expenses
that need to be covered?
The largest single "final expense" will often be your funeral arrangement, However, a policy may also provide
the immediate cash benefit for:
How Much Funeral Insurance coverage do i need?
The average face amount (Death benefit) of a Final Expense Insurance Policy in past years is about $15,800+-, however, everyone’s situation is unique. A good guide is to start with the estimated cost of the funeral service of your choice and then to add the additional benefits you would like to leave to your loved ones. It is important to remember that funeral and burial costs have consistently increased over time.
Virtue Paradise recommends a Funeral Insurance Coverage of at least a min. $30,000 coverage policy to lessen their loved ones burden.
"Easy Application, Maximum Coverage"
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Simple Enrollment: Minimal health questions asked
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Comprehensive Coverage: Includes all conditions (Subject to Approval) except specified critical illnesses (see exclusions)
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Affordable Protection: Covers ages 1-65 (Lower premiums when purchased early).
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Fast Approval: Quick and Hassle-free process
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End-to-End Support: Submit just a death certificate, Virtue Paradise Teams will handle all the claims, funeral arrangements, and columbarium placement - all under one roof
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Unique to Virtue Paradise: The only provider offering complete funeral insurance peace of mind
Protect your family's future today.
Give Peace Today,
Spare Heartache Tomorrow...
Pre-planning lets you make important decisions in advance - especially for funeral and end-of-life wishes. It's not just practical; it's one of the most caring gifts you can give your family.
Here's Why:
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Lifts emotional burden
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Spared your loved ones from difficult decisions during grief.
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Guarantees your wishes are honored
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No guessing - your choices are clearly known and respected.
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Protect against rising costs
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Lock in today's prices for funeral, memorial, or columbarium services.
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Prevents family disagreements
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Clear plans leave no room for conflict.
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At what age should someone purchase Funeral Insurance Policy?
The sooner the better, and the sooner the cheaper. Funeral Insurance policy premiums go up in price the older you are at the time that you first put the policy in place. Insurers typically offer policies to those between 01 - 65 years old only. Virtue Paradise believes in Returning to Society and provides an installment plan for your preplanning after-death journey, covering with NO LIMIT on ages as coffins are meant for the dead and not based on ages.
Do I have to answer health questions to qualify for a policy?
Basic Health declarations are required. There are both "health Underwritten" policies and "Guaranteed Issue" Policies. If you have a positive health history is beneficial to complete the health underwriting, as this will ensure your death benefit goes into effect immediately upon approval and will give access to the lowest-priced policies.
What is Involved with applying for a policy?
"Health Underwritten" [policy requires some basic health questions to be answered and often a brief form to fill up, this entire approval process is simplified and streamlined for you by our team.
How long does it take to get a policy?
A Medically underwritten, or traditional funeral policy will typically take about 90 days from the application date to the policy being ready to be placed in force.
However, with VP now offers instant
approvals in 7 days that will allow you to immediately have the peace of mind that you
have been approved.
Why should I get my policy from Virtue Paradise?
One Solution, Complete Peace of Mind.
**Best Prices, Best Services.** Our organization specializes in one-stop funeral services with insurance coverage, ensuring a hassle-free experience for your loved ones.
Virtue Paradise Consultation is your go-to online marketplace for funeral coverage and price comparisons. We provide transparency to help you understand your options and find competitive plans easily, along with a streamlined application process.
Remember: accidents can happen, and we can’t predict when someone may pass away.
Prepare today to protect against rising costs. Sign up now!
Pre-Planning isn't about Goodbye. It's about Love, Clarity, and Peace of Mind.
Insurance Coverage Below 65 Years
Get covered by Insurance as early as possible to pay less on your policy
Installment Coverage Above 65 Years
Get Virtue Paradise Plan when you don't meet the insurance criteria for age and medical conditions
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