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Funeral Insurance Coverage
Funeral Insurance is a designed to cover and lesson your loved ones burden on the costs when you pass away.
What is Final Expense Insurance
Final Expense Insurance is a family planning tool designed to protect and benefit your loved ones when you pass away. When an individual passes, a family is faced with a great deal of work and numerous bills and expenses. These sudden expenses can be very difficult and stressful for a family to coordinate and take care of, especially when the family is at the early stage of emotionally dealing with the loss
What are the final expenses
that need to be covered?
The largest single "final expense" will often be your funeral arrangement, However, a policy may also provide
the immediate cash benefit for:
How Much Funeral Insurance coverage do i need?
The average face amount (Death benefit) of a Final Expense Insurance Policy in past years is about $15,800+-, however, everyone’s situation is unique. A good guide is to start with the estimated cost of the funeral service of your choice and then to add the additional benefits you would like to leave to your loved ones. It is important to remember that funeral and burial costs have consistently increased over time.
How much does a Funeral insurance policy cost?
Rates for a Funeral Insurance
Policy will vary depending on several factors, mainly your age, gender, current
health, and insurance coverage.
The average policy premium starts from $100++ monthly depending on the age.
Do Funeral Insurance premiums change?
Once you have purchased a Funeral Insurance policy, your premiums will be locked down and remain the same unit it is paid out.
Policies and premiums are issued based on your current age and health and will not change or increase as you get older or if you get sick or injured
At what age should someone purchase Funeral Insurance Policy?
The sooner the better, and the sooner the cheaper. Funeral Insurance policy premiums go up in price the older you are at the time that you first put the policy in place. Insurers typically offer policies to those between 1 - 65 years old only. Virtue Paradise believes in Returning to Society and provides an installment plan for your preplanning after-death journey, covering with NO LIMIT on ages as coffins are meant for the dead and not based on ages.
Do I have to answer health questions to qualify for a policy?
Basic Health declarations are required. There are both "health Underwritten" policies and "Guaranteed Issue" Policies. If you have a positive health history is beneficial to complete the health underwriting, as this will ensure your death benefit goes into effect immediately upon approval and will give access to the lowest-priced policies.
What is Involved with applying for a policy?
"Health Underwritten" [policy requires some basic health questions to be answered and often a brief form to fill up, this entire approval process is simplified and streamlined for you by our team.
How long does it take to get a policy?
A Medically underwritten, or traditional funeral policy will typically take about 90 days from the application date to the policy being ready to be placed in force.
However, with VP now offers instant
approvals in 7 days that will allow you to immediately have the peace of mind that you
have been approved.
Why should I get my policy from Virtue Paradise?
Best Prices. Best Services. Our entire organization has been built to optimize ONE-STOP Funeral Services with insurance coverage to ensure everyone a hassle-free experience and results when one day your loved ones pass on.
Virtue Paradise Consultation is the premier online Funeral coverage and funeral education and price comparison marketplace transparency for everyone. It has been engineered to provide the most comfortable, convenient, and clear pathway to truly understanding your options, identifying the most competitively priced plans in the marketplace with everything transparency, streamlining your application and approval process, and providing an unprecedented level of organization and management after your plan is in place.
Remember: Accidents do happen and
there is no certainty for any age person to pass away.
Prevent today and
Prepare when the day arrives
Signed up today to prevent the rising cost of everything
Insurance Coverage Below 65 Years
Get Covered by Insurance as early as possible to pay lesser on your policy
Installment Coverage Above 65 Years
Get Virtue Paradise Plan when you don't meet the insurance criteria for the age and medical conditions
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